Hometown Heroes


Marine Bank is proud to be participating in the Florida Housing Finance Corporation’s Hometown Heroes Housing Program which now makes homeownership affordable to a larger number of community workers.  Eligible first-time homebuyers can qualify for down payment and closing cost assistance for the purchase of a primary residence.

The program, originally limited to law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans, has now expanded to include all full-time employees of Florida-based employers. 

Qualifying home buyers can receive lower-than-market interest rates on an FHA, VA, RD, Fannie Mae or Freddie Mac first mortgage, reduced upfront fees, no origination points or discount points, and down payment and closing cost assistance. Borrowers can also receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.

“Mortgage lending has been a constant priority in Marine Bank’s 26-year history,” said Bill Penney, President and CEO of Marine Bank. “The impact of homeownership on economic growth, community engagement, and financial security is tremendous. That’s why we make the mortgage process as easy as possible.  Clients can apply and pre-qualify online using our mobile mortgage app or they can apply for a mortgage in person without an appointment at any banking center during business hours.  And now, with the expansion of the Hometown Heroes program, we can assist even more members of our community achieve the dream of homeownership.”

Full-time employees of Florida-based employers are encouraged to contact a Marine Bank banking center to see if they qualify.  There is no cost to apply for Hometown Heroes Down Payment Assistance.

About the Florida Housing Finance Corporation

The Florida Housing Finance Corporation (Florida Housing) was created by the state Legislature 40 years ago to assist in providing a range of affordable housing opportunities for residents that help make Florida communities great places in which to live, work and do business. For more information, visit www.floridahousing.org.

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