At Marine Bank and Trust, we’ve designed our checking account options so you’ll find one that’s ideally suited to your needs. Whether you’re looking for the ease of no minimum balance, the yield of an interest-bearing account or the convenience of online banking, you’ll find it right here.

Free Business Checking

Whether you’re a new business, or long-established, this plain and simple account gives you the flexibility to conduct your transactions with no monthly service charge or minimum balance requirements. Free business debit card and online banking provide the tools to help you manage the account… on your terms.

Premier Business Checking

Is your business checking as busy as you are? Does your organization tend to keep a consistent level of funds in your account? Then this is the account for you! You can write or transact up to 500 items on this account, while maintaining a minimal balance to waive the maintenance fee.

Analysis Business Checking

This account is perfect for businesses with significant transaction volume, and has been designed to handle your everyday needs. Marine Bank offers features that can improve your company's cash flow, like competitive earnings credits to offset potential service fees, online banking, and business debit cards that can help enhance your operating efficiency.

Business Money Market Account

Keeping a portion of your business funds in a higher yield account just makes good sense! With Marine Bank’s higher-yielding Money Market account, your money is federally-insured and earning a higher interest rate than a standard savings account. In fact, with our tiered-rate feature, the higher your balance, the higher your interest rate. 

As of May 11, 2018, all banks are subject to a new rule under the Bank Secrecy Act intended to assist the government and law enforcement
in the ongoing fight against money laundering and the financing of terrorism. Click here for more information.

Meet Your Banker

Vero Beachside Banking Center

John Hewett
Vice President/Banking Center Manager

Mark DeSclafani
Assistant Banking Center Manager
(772) 231-8229

Roberto Aranda
Personal Banker
(772) 589-4494 (Opens in a new Window)

Marie Evans
Personal Banker

Sebastian Banking Center
Georgia L. Irish 

Vice President/Banking Center Manager
(772) 646-7242

Pat A. Staunton
Assistant Banking Center Manager
(772) 646-7241
James Griffin
Personal Banker
Christy Hilburn
Personal Banker
(772) 589-4494
(Opens in a new Window)


Fort Pierce Banking Center

Melissa Montanez
Vice President/Banking Center Manager
(772) 469-1431

Byrania Bastian
Personal Banker
(772) 469-1443

Evelyn Mendoza
Personal Banker
(772) 469-1451 

Miranda Ramsey
Personal Banker
(772) 469-2748 

Vero US 1 Banking Center

Tina Nicholson
Vice President/Banking Center Manager
(772) 316-1268

Deanna McDermott
Personal Banker

Mariana Estrada
Personal Banker
Jemel Hypolite
Personal Banker
Marybeth Verde
Personal Banker
Melbourne Banking Center
Charlie Mc Coach
Assistant Vice President/Banking Center Manager
(321) 775-1863
Lurine Dalmau
Personal Banker
Angela Lancaster
Personal Banker
(321) 775-1867

Monica Shelton
Personal Banker
(321) 775-1871

Account Features Free Premier Analysis Non-Profit
(interest bearing)
Money Market
Items processed at no charge 200 500 N/A 300 Restrictions Apply
Excess item charge $0.35 $0.25 Calculated $0.35 N/A
Balance to avoid service charge N/A See footnote (1) Calculated See footnote (2) $5,000 Minimum
Monthly service charge N/A $25 Calculated $10 $15.00
Debit card available (3) Yes Yes Yes Yes No
All listed accounts benefit from surcharge-free transactions at any Allpoint, MoneyPass, or Presto! ATM. 
Click here to locate an ATM.
Online banking and bill-pay Free Free Free Free Free Online Banking Only

(1) Premier: $5,000 daily balance or $7,500 average daily balance
(2) Non-Profit Interest: $2,500 daily balance or $5,000 average daily balance
(3) Pending credit approval